📜 TERMS & CONDITIONS

Effective: 2025

1. Acceptance of Terms

By using our Site, you agree to these legally binding Terms. If you disagree, discontinue use immediately.

2. Eligibility

• Users must be 13+ years old (or older in jurisdictions requiring parental consent).
• Businesses represent they’re authorized to agree to these Terms.

3. Tool Usage & Limitations

3.1 Permitted Use

• Access tools for personal, non-commercial purposes.
• Businesses may use tools under a Enterprise License (contact us).

3.2 Prohibited Activities

❌ Illegal Use: Fraud, harassment, copyright infringement.
❌ Automated Abuse: Scraping, bots, or excessive requests.
❌ Reverse Engineering: Decompiling our code or algorithms.

4. Intellectual Property

4.1 Ownership

• All software, logos, and content are owned by [Your Company].
• Tool outputs are user-generated but grant us a non-exclusive license for improvements.

4.2 Copyright Claims

Submit DMCA notices to [Designated Agent Email].

5. Disclaimers & Liability

5.1 No Warranty

• Tools are provided “as-is” without guarantees of accuracy.
• Not liable for financial, legal, or medical decisions made using our tools.

5.2 Limitation of Liability

• Maximum liability = last 6 months of user-paid fees (if applicable).
• Excludes indirect damages (e.g., lost profits).

6. Termination

We may suspend accounts for:

• Violating these Terms.
• Suspicious activity (e.g., hacking attempts).

7. Governing Law

• Disputes resolved in [Your Jurisdiction] courts.
• Arbitration: Mandatory for claims under [$X] (except IP disputes).

8. Updates to Terms

• Revised terms posted with 30 days’ notice for material changes.
• Industry-Standard Clauses: Force majeure, severability, waiver.